/* ============================================
   Tsumugi Partners | Healthcare LP
   ベース: 白 / #f5f7fa
   アクセント: ネイビー #1a2a4a / ゴールド #b8860b / ブルー #1a6bcc
   ============================================ */

:root{
  --c-white:#ffffff;
  --c-bg:#f5f7fa;
  --c-navy:#1a2a4a;
  --c-navy-deep:#0f1f3d;
  --c-navy-darker:#0a1628;
  --c-gold:#b8860b;
  --c-gold-soft:#d4a437;
  --c-blue:#1a6bcc;
  --c-text:#1a1f2e;
  --c-text-sub:#5a6275;
  --c-text-muted:#8a92a3;
  --c-border:#e3e7ee;
  --c-border-soft:#eef1f6;
  --shadow-sm:0 1px 2px rgba(15,31,61,.04),0 4px 12px rgba(15,31,61,.05);
  --shadow-md:0 4px 8px rgba(15,31,61,.06),0 12px 32px rgba(15,31,61,.08);
  --shadow-lg:0 8px 24px rgba(15,31,61,.08),0 24px 64px rgba(15,31,61,.10);
  --serif:'Noto Serif JP','Hiragino Mincho ProN','Yu Mincho',serif;
  --sans:'Noto Sans JP','Hiragino Kaku Gothic ProN','Yu Gothic',sans-serif;
  --container:1200px;
  --ease:cubic-bezier(.22,.61,.36,1);
}

/* Reset */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
html,body{width:100%;overflow-x:hidden}
body{
  font-family:var(--sans);
  font-weight:400;
  color:var(--c-text);
  background:var(--c-white);
  line-height:1.75;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
  letter-spacing:.02em;
}
img,svg{display:block;max-width:100%}
a{color:inherit;text-decoration:none;transition:color .25s var(--ease)}
button{font:inherit;cursor:pointer;border:0;background:none;color:inherit}
ul,ol{list-style:none}
input,textarea,select{font:inherit;color:inherit}

.container{max-width:var(--container);margin:0 auto;padding:0 24px}

/* ============================================
   Top mini bar
   ============================================ */
.topbar{
  background:var(--c-navy);
  color:var(--c-gold);
  font-size:11px;
  letter-spacing:.06em;
  padding:6px 0;
  border-bottom:1px solid rgba(184,134,11,.2);
}
.topbar .container{
  display:flex;justify-content:space-between;align-items:center;gap:24px;
  flex-wrap:wrap;
}
.topbar a{color:var(--c-gold);opacity:.85}
.topbar a:hover{opacity:1;text-decoration:underline}
.topbar-right{display:flex;gap:24px}

/* ============================================
   Header
   ============================================ */
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.92);
  backdrop-filter:saturate(160%) blur(12px);
  -webkit-backdrop-filter:saturate(160%) blur(12px);
  border-bottom:1px solid var(--c-border-soft);
  transition:box-shadow .3s var(--ease),background .3s var(--ease);
}
.site-header.scrolled{box-shadow:var(--shadow-sm);background:rgba(255,255,255,.98)}
.header-inner{
  display:flex;align-items:center;justify-content:space-between;
  height:74px;
}
.brand{display:flex;align-items:baseline;gap:10px;font-family:var(--serif)}
.brand-name{font-size:20px;font-weight:600;color:var(--c-navy);letter-spacing:.12em}
.brand-sub{
  font-size:11px;font-weight:500;color:var(--c-gold);
  letter-spacing:.18em;text-transform:uppercase;
  padding-left:10px;border-left:1px solid var(--c-gold);
}
.nav-list{display:flex;gap:6px;align-items:center}
.nav-list a{
  font-size:13.5px;font-weight:500;color:var(--c-text);
  padding:10px 14px;border-radius:6px;
  transition:.25s var(--ease);
  position:relative;
}
.nav-list a:hover{color:var(--c-navy);background:rgba(26,42,74,.04)}
.nav-list a::after{
  content:"";position:absolute;left:14px;right:14px;bottom:4px;height:1px;
  background:var(--c-gold);transform:scaleX(0);transform-origin:left;
  transition:transform .3s var(--ease);
}
.nav-list a:hover::after{transform:scaleX(1)}
.nav-cta{
  margin-left:8px;padding:10px 18px !important;
  background:var(--c-navy);color:var(--c-white) !important;
  border-radius:2px;font-size:13px;font-weight:600;
}
.nav-cta:hover{background:var(--c-gold) !important;color:var(--c-white) !important}
.nav-cta::after{display:none}

.hamburger{display:none;width:32px;height:32px;position:relative}
.hamburger span{
  position:absolute;left:4px;right:4px;height:1.5px;background:var(--c-navy);
  transition:.3s var(--ease);
}
.hamburger span:nth-child(1){top:9px}
.hamburger span:nth-child(2){top:15px}
.hamburger span:nth-child(3){top:21px}
.hamburger.active span:nth-child(1){top:15px;transform:rotate(45deg)}
.hamburger.active span:nth-child(2){opacity:0}
.hamburger.active span:nth-child(3){top:15px;transform:rotate(-45deg)}

/* ============================================
   Buttons
   ============================================ */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  padding:18px 32px;font-size:15px;font-weight:600;
  border-radius:2px;letter-spacing:.06em;
  transition:all .3s var(--ease);
  white-space:nowrap;
  border:1px solid transparent;
  position:relative;overflow:hidden;
}
.btn-primary{background:var(--c-navy);color:var(--c-white)}
.btn-primary:hover{background:var(--c-gold);color:var(--c-white);transform:translateY(-2px);box-shadow:0 12px 24px rgba(184,134,11,.3)}
.btn-gold{background:var(--c-gold);color:var(--c-navy)}
.btn-gold:hover{background:var(--c-gold-soft);transform:translateY(-2px);box-shadow:0 12px 24px rgba(184,134,11,.35)}
.btn-outline-gold{background:transparent;color:var(--c-white);border-color:var(--c-gold)}
.btn-outline-gold:hover{background:var(--c-gold);color:var(--c-navy);transform:translateY(-2px)}
.btn-ghost{background:var(--c-white);color:var(--c-navy);border-color:var(--c-border)}
.btn-ghost:hover{border-color:var(--c-navy);background:var(--c-bg)}
.btn .arrow{display:inline-block;transition:transform .3s var(--ease)}
.btn:hover .arrow{transform:translateX(4px)}

/* ============================================
   Section common
   ============================================ */
section{padding:120px 0;position:relative}
.section-eyebrow{
  display:inline-block;font-size:12px;font-weight:600;letter-spacing:.24em;
  color:var(--c-gold);text-transform:uppercase;
  margin-bottom:20px;position:relative;padding-left:48px;
}
.section-eyebrow::before{
  content:"";position:absolute;left:0;top:50%;width:36px;height:1px;
  background:var(--c-gold);
}
.section-title{
  font-family:var(--serif);font-weight:600;
  font-size:clamp(28px,3.6vw,44px);line-height:1.4;letter-spacing:.04em;
  color:var(--c-navy);margin-bottom:24px;text-wrap:balance;
}
.section-sub{
  font-size:16px;color:var(--c-text-sub);line-height:1.9;
  max-width:680px;margin-bottom:64px;text-wrap:pretty;
}
.section-head{margin-bottom:72px;max-width:780px}

.bg-light{background:var(--c-bg)}

/* ============================================
   Reveal animations
   ============================================ */
.reveal{opacity:0;transform:translateY(40px);transition:opacity .9s var(--ease),transform .9s var(--ease)}
.reveal.in{opacity:1;transform:translateY(0)}
.reveal-stagger > *{opacity:0;transform:translateY(30px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.reveal-stagger.in > *{opacity:1;transform:translateY(0)}
.reveal-stagger.in > *:nth-child(1){transition-delay:.0s}
.reveal-stagger.in > *:nth-child(2){transition-delay:.12s}
.reveal-stagger.in > *:nth-child(3){transition-delay:.24s}
.reveal-stagger.in > *:nth-child(4){transition-delay:.36s}
.reveal-stagger.in > *:nth-child(5){transition-delay:.48s}

/* ============================================
   Hero
   ============================================ */
.hero{
  padding:0;min-height:100vh;
  background:linear-gradient(135deg,#1a2a4a 0%,#0f1f3d 50%,#0a1628 100%);
  color:var(--c-white);
  position:relative;overflow:hidden;
  display:flex;align-items:center;
}
.hero-bg{
  position:absolute;inset:0;
  background:url("/assets/img/healthcare/hero-corridor.jpg") center/cover no-repeat;
  opacity:.22;
  filter:saturate(.7) contrast(1.05);
  will-change:transform;
}
.hero::after{
  content:"";position:absolute;inset:0;
  background:radial-gradient(ellipse at 70% 30%,rgba(184,134,11,.18) 0%,transparent 60%);
  pointer-events:none;
}
.hero .container{position:relative;z-index:2;padding:140px 24px 80px;width:100%}
.hero-eyebrow{
  display:inline-flex;align-items:center;gap:14px;
  font-size:11px;font-weight:600;letter-spacing:.28em;
  color:var(--c-gold);text-transform:uppercase;
  padding:8px 0;margin-bottom:36px;
}
.hero-eyebrow::before{content:"";width:36px;height:1px;background:var(--c-gold)}

.hero h1{
  font-family:var(--serif);font-weight:500;
  font-size:clamp(40px,6vw,76px);line-height:1.32;letter-spacing:.06em;
  margin-bottom:36px;text-wrap:balance;
}
.hero h1 .gold{color:var(--c-gold);font-weight:600}

.hero-lead{
  font-size:clamp(15px,1.4vw,18px);
  line-height:2.0;color:rgba(255,255,255,.85);
  max-width:620px;margin-bottom:18px;text-wrap:pretty;font-weight:300;
}
.hero-note{
  font-size:13px;color:rgba(255,255,255,.6);
  margin-bottom:48px;letter-spacing:.04em;
}

.hero-cta{display:flex;gap:16px;flex-wrap:wrap}

/* Counter */
.hero-counter{
  margin-top:96px;padding-top:48px;
  border-top:1px solid rgba(255,255,255,.15);
  display:grid;grid-template-columns:repeat(3,1fr);gap:48px;
}
.counter-item .num{
  font-family:var(--serif);font-weight:500;
  font-size:clamp(36px,4.5vw,56px);
  color:var(--c-gold);line-height:1;letter-spacing:.02em;
  display:flex;align-items:baseline;gap:4px;margin-bottom:12px;
}
.counter-item .num .suffix{font-size:.5em;font-weight:400;color:rgba(255,255,255,.85);margin-left:6px}
.counter-item .label{
  font-size:12.5px;color:rgba(255,255,255,.7);letter-spacing:.18em;
  text-transform:uppercase;font-weight:500;
}

.hero-scroll{
  position:absolute;bottom:32px;left:50%;transform:translateX(-50%);
  font-size:10px;letter-spacing:.4em;color:rgba(255,255,255,.4);
  text-transform:uppercase;display:flex;flex-direction:column;align-items:center;gap:12px;
}
.hero-scroll::after{
  content:"";width:1px;height:48px;background:linear-gradient(180deg,var(--c-gold),transparent);
  animation:scrollPulse 2.4s var(--ease) infinite;
}
@keyframes scrollPulse{
  0%,100%{opacity:.3;transform:scaleY(.6)}
  50%{opacity:1;transform:scaleY(1)}
}

/* ============================================
   Section 2: Target categories
   ============================================ */
.cat-grid{
  display:grid;grid-template-columns:repeat(4,1fr);gap:24px;
}
.cat-card{
  background:var(--c-white);
  border:1px solid var(--c-border);
  overflow:hidden;
  transition:transform .4s var(--ease),box-shadow .4s var(--ease),border-color .4s var(--ease);
  position:relative;
}
.cat-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:var(--c-gold)}
.cat-img{
  aspect-ratio:4/3;background-size:cover;background-position:center;
  position:relative;
}
.cat-img::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(180deg,transparent 40%,rgba(26,42,74,.5) 100%);
}
.cat-body{padding:28px 24px 32px}
.cat-num{
  font-family:var(--serif);font-size:13px;color:var(--c-gold);
  letter-spacing:.16em;margin-bottom:10px;
}
.cat-title{
  font-family:var(--serif);font-size:20px;font-weight:600;
  color:var(--c-navy);margin-bottom:14px;letter-spacing:.04em;
}
.cat-desc{
  font-size:13.5px;line-height:1.85;color:var(--c-text-sub);
}

/* ============================================
   Section 3: Healthcare M&A features
   ============================================ */
.feature-list{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}
.feature-card{
  background:var(--c-white);
  padding:40px 36px;
  border-left:3px solid var(--c-navy);
  box-shadow:var(--shadow-sm);
  transition:transform .35s var(--ease),box-shadow .35s var(--ease),border-color .35s var(--ease);
  position:relative;
}
.feature-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-left-color:var(--c-gold)}
.feature-icon{
  width:56px;height:56px;margin-bottom:28px;
  display:flex;align-items:center;justify-content:center;
  border:1px solid var(--c-gold);
  border-radius:50%;
}
.feature-icon svg{width:28px;height:28px;stroke:var(--c-gold);fill:none;stroke-width:1.5}
.feature-title{
  font-family:var(--serif);font-size:20px;font-weight:600;
  color:var(--c-navy);margin-bottom:18px;letter-spacing:.04em;
}
.feature-desc{font-size:14px;line-height:2.0;color:var(--c-text-sub)}

/* ============================================
   Section 4: Why chosen
   ============================================ */
.reason-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.reason-card{
  background:var(--c-white);
  padding:48px 32px;
  text-align:center;
  border:1px solid var(--c-border);
  transition:transform .35s var(--ease),box-shadow .35s var(--ease),border-color .35s var(--ease);
}
.reason-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-md);border-color:var(--c-gold)}
.reason-num{
  font-family:var(--serif);
  font-size:48px;font-weight:500;color:var(--c-gold);
  line-height:1;letter-spacing:.04em;margin-bottom:16px;
}
.reason-num::after{
  content:"";display:block;width:32px;height:1px;background:var(--c-gold);
  margin:18px auto 0;
}
.reason-title{
  font-family:var(--serif);font-size:19px;font-weight:600;
  color:var(--c-navy);margin-bottom:18px;letter-spacing:.04em;
}
.reason-desc{font-size:14px;line-height:1.95;color:var(--c-text-sub)}

/* ============================================
   Section 5: Service tabs
   ============================================ */
.tabs-nav{
  display:flex;flex-wrap:wrap;gap:0;
  border-bottom:1px solid var(--c-border);
  margin-bottom:48px;
}
.tab-btn{
  padding:18px 24px;font-size:14px;font-weight:500;
  color:var(--c-text-sub);letter-spacing:.06em;
  border-bottom:2px solid transparent;
  margin-bottom:-1px;transition:.3s var(--ease);
  font-family:var(--serif);
}
.tab-btn:hover{color:var(--c-navy)}
.tab-btn.active{color:var(--c-navy);border-bottom-color:var(--c-gold)}

.tab-panel{display:none;animation:fadeIn .5s var(--ease)}
.tab-panel.active{display:block}
@keyframes fadeIn{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}

.tab-panel{
  display:none;
  grid-template-columns:1fr 1.4fr;gap:64px;align-items:start;
}
.tab-panel.active{display:grid}
.tab-panel-icon{
  width:56px;height:56px;
  display:flex;align-items:center;justify-content:center;
  border-radius:50%;
  background:linear-gradient(135deg, rgba(184,134,11,.08), rgba(26,42,74,.06));
  margin-bottom:20px;
  font-size:22px;color:var(--c-gold);
  animation:iconPulse 2.5s ease-in-out infinite;
}
@keyframes iconPulse{
  0%,100%{transform:scale(1)}
  50%{transform:scale(1.08)}
}
.tab-panel-label{
  font-size:11px;font-weight:600;color:var(--c-gold);
  letter-spacing:.24em;text-transform:uppercase;margin-bottom:16px;
}
.tab-panel-title{
  font-family:var(--serif);font-size:32px;font-weight:600;
  color:var(--c-navy);line-height:1.4;letter-spacing:.04em;margin-bottom:20px;
}
.tab-panel-example{
  font-size:14px;color:var(--c-gold);font-weight:500;
  padding:14px 18px;background:rgba(184,134,11,.06);
  border-left:2px solid var(--c-gold);margin-bottom:24px;
  line-height:1.8;
}
.tab-panel-desc{font-size:15px;line-height:2.0;color:var(--c-text-sub)}
.tab-panel-list{margin-top:24px}
.tab-panel-list li{
  display:flex;gap:12px;padding:14px 0;
  border-bottom:1px solid var(--c-border-soft);
  font-size:14px;color:var(--c-text);
}
.tab-panel-list li::before{
  content:"";flex-shrink:0;width:6px;height:6px;background:var(--c-gold);
  border-radius:50%;margin-top:10px;
}

/* ============================================
   Section 6: Price ranges accordion
   ============================================ */
.note-gold{
  border-left:3px solid var(--c-gold);
  background:rgba(184,134,11,.04);
  padding:18px 24px;font-size:13.5px;color:var(--c-text-sub);
  line-height:1.9;margin-bottom:48px;
}
.acc-list{display:flex;flex-direction:column;gap:12px}
.acc-item{
  background:var(--c-white);
  border:1px solid var(--c-border);
  overflow:hidden;
  transition:border-color .3s var(--ease),box-shadow .3s var(--ease);
}
.acc-item.open{border-color:var(--c-gold);box-shadow:var(--shadow-md)}
.acc-head{
  width:100%;display:flex;align-items:center;gap:20px;
  padding:24px 28px;text-align:left;
  font-family:var(--serif);font-size:18px;font-weight:500;
  color:var(--c-navy);letter-spacing:.04em;
  transition:background .25s var(--ease);
}
.acc-head:hover{background:var(--c-bg)}
.acc-head .marker{
  font-family:var(--serif);color:var(--c-gold);
  font-size:14px;font-weight:600;letter-spacing:.08em;
  min-width:38px;
}
.acc-head .icon{
  margin-left:auto;width:24px;height:24px;
  display:flex;align-items:center;justify-content:center;
  transition:transform .35s var(--ease);
}
.acc-head .icon svg{width:18px;height:18px;stroke:var(--c-gold);stroke-width:1.5;fill:none}
.acc-item.open .acc-head .icon{transform:rotate(45deg)}

.acc-body{
  max-height:0;overflow:hidden;
  transition:max-height .5s var(--ease);
}
.acc-item.open .acc-body{max-height:400px}
.acc-content{padding:0 28px 28px 28px;border-top:1px solid var(--c-border-soft);padding-top:24px}
.acc-row{
  display:grid;grid-template-columns:140px 1fr;gap:24px;
  padding:10px 0;font-size:14px;
}
.acc-row dt{color:var(--c-text-muted);font-weight:500}
.acc-row dd{color:var(--c-text);line-height:1.85}
.acc-row.highlight dd{color:var(--c-navy);font-weight:600;font-size:15px}
.acc-foot{
  margin-top:16px;padding-top:16px;
  border-top:1px solid var(--c-border-soft);
  font-size:12.5px;color:var(--c-gold);
}
.acc-foot a{color:var(--c-gold);text-decoration:underline;text-underline-offset:3px}

/* ============================================
   Section 7: Valuation tool
   ============================================ */
.valuation{
  background:var(--c-white);
  border:1px solid var(--c-border);
  padding:48px 56px;
  max-width:880px;margin:0 auto;
  box-shadow:var(--shadow-sm);
}
.val-step{margin-bottom:32px}
.val-step-label{
  font-size:11px;font-weight:600;color:var(--c-gold);
  letter-spacing:.24em;text-transform:uppercase;margin-bottom:8px;
}
.val-step-q{
  font-family:var(--serif);font-size:19px;font-weight:600;
  color:var(--c-navy);margin-bottom:20px;letter-spacing:.04em;
}
.val-radios{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}
.val-radio{position:relative}
.val-radio input{position:absolute;opacity:0;pointer-events:none}
.val-radio label{
  display:block;padding:14px 18px;cursor:pointer;
  border:1px solid var(--c-border);
  font-size:14px;color:var(--c-text);
  transition:.25s var(--ease);
  letter-spacing:.04em;
}
.val-radio label:hover{border-color:var(--c-navy);background:var(--c-bg)}
.val-radio input:checked + label{
  border-color:var(--c-gold);background:rgba(184,134,11,.06);
  color:var(--c-navy);font-weight:600;
}
.val-input{
  width:100%;padding:14px 18px;font-size:15px;
  border:1px solid var(--c-border);background:var(--c-white);
  transition:border-color .25s var(--ease);
}
.val-input:focus{outline:none;border-color:var(--c-gold)}
.val-input-row{display:flex;align-items:center;gap:16px}
.val-input-row .unit{font-size:14px;color:var(--c-text-sub);font-weight:500}

.val-result{
  margin-top:40px;padding:36px;background:var(--c-navy);color:var(--c-white);
  border-radius:0;
}
.val-result-label{
  font-size:11px;font-weight:600;color:var(--c-gold);
  letter-spacing:.24em;text-transform:uppercase;margin-bottom:12px;
}
.val-result-num{
  font-family:var(--serif);font-size:clamp(28px,4vw,42px);
  font-weight:500;line-height:1.3;letter-spacing:.04em;margin-bottom:16px;
}
.val-result-num .accent{color:var(--c-gold)}
.val-result-note{font-size:12.5px;color:rgba(255,255,255,.65);line-height:1.8}
.val-result-cta{margin-top:24px}

.val-actions{display:flex;gap:12px;margin-top:32px;flex-wrap:wrap}

/* ============================================
   Section 8: Bank/Finance
   ============================================ */
.bank-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:80px;align-items:center}
.bank-img{
  aspect-ratio:4/3;background-size:cover;background-position:center;
  background-image:url("/assets/img/healthcare/finance-partnership.jpg");
  position:relative;
}
.bank-img::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(180deg,rgba(26,42,74,.05),rgba(26,42,74,.2));
}
.bank-list{margin-top:32px}
.bank-list li{
  display:flex;gap:16px;padding:16px 0;
  border-bottom:1px solid var(--c-border-soft);
}
.bank-list li:last-child{border-bottom:0}
.bank-list .num{
  font-family:var(--serif);color:var(--c-gold);
  font-size:14px;font-weight:600;letter-spacing:.08em;min-width:28px;
}
.bank-list .text strong{
  display:block;font-family:var(--serif);font-size:16px;
  color:var(--c-navy);font-weight:600;margin-bottom:4px;
}
.bank-list .text p{font-size:13.5px;color:var(--c-text-sub);line-height:1.8}

/* ============================================
   Section 9: Pricing
   ============================================ */
.price-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.price-card{
  background:var(--c-white);padding:48px 36px;
  border:1px solid var(--c-border);
  text-align:center;
  transition:transform .35s var(--ease),box-shadow .35s var(--ease),border-color .35s var(--ease);
}
.price-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-md);border-color:var(--c-gold)}
.price-card.featured{background:var(--c-navy);color:var(--c-white);border-color:var(--c-navy)}
.price-card.featured .price-title{color:var(--c-white)}
.price-card.featured .price-value{color:var(--c-gold)}
.price-card.featured .price-desc{color:rgba(255,255,255,.7)}
.price-label{
  font-size:11px;font-weight:600;letter-spacing:.24em;
  color:var(--c-gold);text-transform:uppercase;margin-bottom:16px;
}
.price-title{
  font-family:var(--serif);font-size:22px;font-weight:600;
  color:var(--c-navy);margin-bottom:24px;letter-spacing:.04em;
}
.price-value{
  font-family:var(--serif);font-size:48px;font-weight:500;
  color:var(--c-navy);line-height:1;margin-bottom:24px;letter-spacing:.02em;
}
.price-value .unit{font-size:18px;font-weight:400;margin-left:4px}
.price-desc{font-size:13.5px;color:var(--c-text-sub);line-height:1.9}

/* ============================================
   Section 10: Flow
   ============================================ */
.flow-list{
  display:grid;grid-template-columns:repeat(5,1fr);gap:0;
  position:relative;
}
.flow-list::before{
  content:"";position:absolute;top:36px;left:8%;right:8%;
  height:1px;background:var(--c-gold);opacity:.3;z-index:0;
}
.flow-step{
  text-align:center;padding:0 18px;position:relative;z-index:1;
}
.flow-num{
  display:flex;align-items:center;justify-content:center;
  flex-direction:column;line-height:1.2;
  width:72px;height:72px;margin:0 auto 24px;
  background:var(--c-white);border:1px solid var(--c-gold);
  border-radius:50%;font-family:var(--serif);
  font-size:14px;color:var(--c-gold);
  letter-spacing:.16em;font-weight:600;
  transition:.35s var(--ease);
}
.flow-step:hover .flow-num{background:var(--c-gold);color:var(--c-white);transform:scale(1.06)}
.flow-title{
  font-family:var(--serif);font-size:16px;font-weight:600;
  color:var(--c-navy);margin-bottom:12px;letter-spacing:.04em;
}
.flow-desc{font-size:12.5px;line-height:1.8;color:var(--c-text-sub)}

/* ============================================
   Section 11: Cases
   ============================================ */
.case-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.case-card{
  background:var(--c-white);
  border:1px solid var(--c-border);
  padding:36px 32px;
  transition:transform .35s var(--ease),box-shadow .35s var(--ease),border-color .35s var(--ease);
}
.case-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-md);border-color:var(--c-gold)}
.case-tag{
  display:inline-block;padding:5px 12px;background:rgba(26,42,74,.06);
  font-size:11px;color:var(--c-navy);font-weight:600;letter-spacing:.16em;
  margin-bottom:20px;
}
.case-title{
  font-family:var(--serif);font-size:19px;font-weight:600;
  color:var(--c-navy);margin-bottom:20px;line-height:1.55;letter-spacing:.04em;
}
.case-meta{
  display:grid;grid-template-columns:1fr 1fr;gap:12px;
  padding:16px 0;border-top:1px solid var(--c-border-soft);
  border-bottom:1px solid var(--c-border-soft);
  margin-bottom:18px;
}
.case-meta dt{font-size:11px;color:var(--c-text-muted);letter-spacing:.12em;margin-bottom:4px}
.case-meta dd{font-size:14px;color:var(--c-navy);font-weight:600;font-family:var(--serif)}
.case-summary{font-size:13.5px;line-height:1.85;color:var(--c-text-sub)}

.section-foot-link{
  margin-top:48px;text-align:center;
}
.section-foot-link a{
  color:var(--c-navy);font-weight:600;font-size:14px;letter-spacing:.06em;
  padding-bottom:4px;border-bottom:1px solid var(--c-gold);
  transition:.25s var(--ease);
}
.section-foot-link a:hover{color:var(--c-gold)}

/* ============================================
   Section 12: Column
   ============================================ */
.column-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}
.column-card{
  background:var(--c-white);border:1px solid var(--c-border-soft);
  padding:36px 32px;
  transition:transform .35s var(--ease),border-color .35s var(--ease);
  display:flex;flex-direction:column;
}
.column-card:hover{transform:translateY(-4px);border-color:var(--c-gold)}
.column-meta{display:flex;gap:12px;align-items:center;margin-bottom:18px}
.column-cat{
  font-size:11px;font-weight:600;color:var(--c-gold);
  letter-spacing:.16em;text-transform:uppercase;
}
.column-date{font-size:11.5px;color:var(--c-text-muted);font-family:var(--serif);letter-spacing:.08em}
.column-title{
  font-family:var(--serif);font-size:17px;font-weight:600;
  color:var(--c-navy);line-height:1.65;letter-spacing:.04em;
  flex:1;
}

/* ============================================
   Section 13: News
   ============================================ */
.news-list{
  background:var(--c-white);
  border:1px solid var(--c-border);
  max-width:920px;margin:0 auto;
}
.news-item{
  display:grid;grid-template-columns:120px 130px 1fr;gap:24px;
  padding:24px 32px;align-items:center;
  border-bottom:1px solid var(--c-border-soft);
  transition:background .25s var(--ease);
}
.news-item:last-child{border-bottom:0}
.news-item:hover{background:var(--c-bg)}
.news-date{font-family:var(--serif);color:var(--c-navy);font-size:14px;letter-spacing:.08em}
.news-cat{
  font-size:11px;font-weight:600;color:var(--c-gold);
  letter-spacing:.16em;text-transform:uppercase;
  border:1px solid var(--c-gold);padding:4px 10px;
  text-align:center;
}
.news-title{font-size:14.5px;color:var(--c-text);line-height:1.7}

/* ============================================
   Section 14: CTA strip
   ============================================ */
.cta-strip{
  background:linear-gradient(135deg,#1a2a4a 0%,#0f1f3d 100%);
  color:var(--c-white);text-align:center;
  padding:96px 0;position:relative;overflow:hidden;
}
.cta-strip::before{
  content:"";position:absolute;inset:0;
  background:radial-gradient(ellipse at center,rgba(184,134,11,.15),transparent 60%);
}
.cta-strip .container{position:relative;z-index:1}
.cta-strip h2{
  font-family:var(--serif);font-size:clamp(28px,3.6vw,44px);
  font-weight:500;line-height:1.5;letter-spacing:.06em;margin-bottom:28px;
}
.cta-strip h2 .gold{color:var(--c-gold)}
.cta-strip p{font-size:15.5px;color:rgba(255,255,255,.8);line-height:2;margin-bottom:40px;max-width:680px;margin-left:auto;margin-right:auto}
.cta-strip-btns{display:flex;gap:16px;justify-content:center;flex-wrap:wrap}

/* ============================================
   Section 15: Contact form
   ============================================ */
.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:80px}
.contact-info h3{
  font-family:var(--serif);font-size:22px;color:var(--c-navy);
  font-weight:600;margin-bottom:20px;letter-spacing:.04em;
}
.contact-info p{font-size:14.5px;color:var(--c-text-sub);line-height:2;margin-bottom:24px}
.contact-tel{
  padding:24px;background:var(--c-bg);border-left:3px solid var(--c-gold);
  margin-bottom:18px;
}
.contact-tel .label{
  font-size:11px;font-weight:600;letter-spacing:.24em;
  color:var(--c-gold);text-transform:uppercase;margin-bottom:8px;
}
.contact-tel .num{
  font-family:var(--serif);font-size:28px;color:var(--c-navy);
  font-weight:600;letter-spacing:.04em;line-height:1.2;
}
.contact-tel .hours{font-size:12.5px;color:var(--c-text-muted);margin-top:6px}

.form{display:flex;flex-direction:column;gap:24px}
.form-field label{
  display:block;font-size:13px;font-weight:600;
  color:var(--c-navy);margin-bottom:8px;letter-spacing:.06em;
}
.form-field label .req{color:var(--c-gold);margin-left:4px;font-size:11px}
.form-field input,
.form-field select,
.form-field textarea{
  width:100%;padding:14px 16px;font-size:14.5px;
  border:1px solid var(--c-border);background:var(--c-white);
  font-family:var(--sans);transition:border-color .25s var(--ease);
  color:var(--c-text);
}
.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus{outline:none;border-color:var(--c-gold)}
.form-field textarea{min-height:140px;resize:vertical}

.form-check{
  display:flex;gap:10px;align-items:flex-start;
  font-size:13px;color:var(--c-text-sub);line-height:1.7;
}
.form-check input{margin-top:5px}
.form-check a{color:var(--c-navy);text-decoration:underline}

.form-submit{margin-top:8px}
.form-status{
  margin-top:14px;font-size:14px;line-height:1.7;padding:12px 14px;border-radius:2px;
  display:none;
}
.form-status[data-kind="loading"]{display:block;background:#eef1f6;color:var(--c-text-sub)}
.form-status[data-kind="success"]{display:block;background:#e7f3ec;color:#0f5132;border-left:3px solid #198754}
.form-status[data-kind="error"]{display:block;background:#fdecec;color:#842029;border-left:3px solid #dc3545}

/* ============================================
   Footer
   ============================================ */
.site-footer{
  background:var(--c-navy);color:rgba(255,255,255,.7);
  padding:80px 0 32px;font-size:13px;
}
.footer-grid{
  display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:48px;
  margin-bottom:64px;
}
.footer-brand{font-family:var(--serif);font-size:22px;color:var(--c-white);margin-bottom:14px;letter-spacing:.04em}
.footer-brand-sub{font-size:11px;color:var(--c-gold);letter-spacing:.2em;margin-bottom:18px;text-transform:uppercase}
.footer-corp{font-size:12.5px;line-height:1.9;color:rgba(255,255,255,.6)}
.footer-col h4{
  font-family:var(--serif);font-size:14px;color:var(--c-white);
  font-weight:600;margin-bottom:18px;letter-spacing:.06em;
}
.footer-col ul li{margin-bottom:10px}
.footer-col a{font-size:13px;color:rgba(255,255,255,.65);transition:.25s var(--ease)}
.footer-col a:hover{color:var(--c-gold)}
.footer-bottom{
  padding-top:32px;border-top:1px solid rgba(255,255,255,.1);
  display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px;
  font-size:11.5px;color:rgba(255,255,255,.4);letter-spacing:.08em;
}
.footer-bottom-links{display:flex;gap:24px}
.footer-bottom-links a:hover{color:var(--c-gold)}

/* ============================================
   Responsive
   ============================================ */
@media (max-width:1024px){
  section{padding:96px 0}
  .cat-grid{grid-template-columns:repeat(2,1fr)}
  .feature-list,.reason-grid,.price-grid,.case-grid,.column-grid{grid-template-columns:1fr 1fr}
  .feature-list,.reason-grid{gap:20px}
  .price-grid,.case-grid,.column-grid{grid-template-columns:1fr}
  .flow-list{grid-template-columns:repeat(5,1fr);gap:0}
  .bank-grid,.contact-grid{grid-template-columns:1fr;gap:48px}
  .tab-panel.active{grid-template-columns:1fr;gap:32px}
  .footer-grid{grid-template-columns:1fr 1fr;gap:32px}
}

@media (max-width:768px){
  section{padding:72px 0}
  .container{padding:0 20px}
  .topbar{font-size:10px;padding:6px 0}
  .topbar .container{gap:8px}
  .topbar-right{gap:14px;width:100%;justify-content:flex-end}

  .header-inner{height:64px}
  .nav-list{
    position:fixed;top:64px;left:0;right:0;
    background:var(--c-white);
    flex-direction:column;align-items:stretch;
    padding:24px;gap:0;
    transform:translateY(-150%);
    transition:transform .4s var(--ease);
    box-shadow:0 24px 48px rgba(15,31,61,.12);
    max-height:calc(100vh - 64px);overflow-y:auto;
  }
  .nav-list.open{transform:translateY(0)}
  .nav-list a{padding:16px 12px;border-bottom:1px solid var(--c-border-soft)}
  .nav-list a::after{display:none}
  .nav-cta{margin:16px 0 0 0 !important;text-align:center}
  .hamburger{display:block}

  .hero{min-height:auto}
  .hero .container{padding:96px 20px 56px}
  .hero h1{font-size:clamp(32px,7vw,48px);letter-spacing:.04em}
  .hero-lead{font-size:14.5px;line-height:1.95}
  .hero-counter{grid-template-columns:1fr;gap:32px;margin-top:64px;padding-top:32px}
  .hero-cta{flex-direction:column;align-items:stretch}
  .hero-cta .btn{width:100%}
  .hero-scroll{display:none}

  .cat-grid{grid-template-columns:1fr;gap:20px}
  .feature-list,.reason-grid{grid-template-columns:1fr}
  .feature-card{padding:32px 24px}
  .reason-card{padding:36px 24px}

  .tabs-nav{flex-wrap:nowrap;overflow-x:auto;margin:0 -20px 32px;padding:0 20px}
  .tab-btn{padding:14px 16px;font-size:13px;white-space:nowrap}

  .valuation{padding:32px 24px}
  .val-radios{grid-template-columns:1fr}

  .flow-list{grid-template-columns:1fr;gap:32px}
  .flow-list::before{display:none}
  .flow-step{display:grid;grid-template-columns:80px 1fr;gap:20px;text-align:left;padding:0}
  .flow-num{margin:0;width:64px;height:64px}

  .news-item{grid-template-columns:1fr;gap:8px;padding:20px 24px}

  .footer-grid{grid-template-columns:1fr;gap:40px}
  .footer-bottom{flex-direction:column;align-items:flex-start;gap:14px}

  .section-head{margin-bottom:48px}
  .section-title{font-size:26px;line-height:1.5}
  .btn{padding:16px 24px;font-size:14px}
}